Wealth Strategies
Beyond a Lifetime.

Bespoke investment portfolios combining South African opportunities with global reach. Independent advice, fiduciary duty first.

CFP® Certified FSP License 12179 16+ Years Experience
About Johan Coetzee

Strategic Wealth Management for the Long Term.

With over 16 years in wealth management and as a CERTIFIED FINANCIAL PLANNER® (CFP®), I specialise in creating tailored investment portfolios that combine local expertise with carefully selected offshore strategies.

My clients — entrepreneurs, executives, and multi-generational families — trust me to protect and grow their wealth through market cycles with discipline, transparency, and genuine partnership.

16+

Years Experience

CFP®

Certified Professional

FSP

License 12179

More About My Approach →

Johan Coetzee, Certified Financial Planner, in his Cape Town office
What I Do

My Expertise

Independent, fiduciary-first advice across the four pillars of long-term wealth.

Bespoke Investment Management

Local and offshore portfolios tailored to your risk profile, goals, and tax situation.

Retirement & Estate Planning

Comprehensive retirement modelling and trust/will structuring for tax-efficient generational wealth transfer.

Risk & Insurance Planning

Life, disability, dread disease, and business assurance structured to minimise tax impact.

Offshore Structuring

Strategic use of offshore allowances, global ETFs, and direct international shares — fully SARS compliant.

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Free & Open to Everyone

Financial Planning Tools

Five interactive calculators — retirement projection, SARS tax estimator, RA tax optimisation, compound growth, and offshore allowance tracking. No login required, free for anyone to use.

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Why Independent Advice

What Sets This Practice Apart

Fiduciary First

Advice is structured around your interests and goals, with full disclosure of fees and any conflicts of interest.

Full Transparency

Clear, plain-language reporting on performance, fees, and the reasoning behind every recommendation.

Genuine Partnership

Long-term relationships built on regular reviews, not once-off product sales.

Trusted Platforms

Partnering with South Africa's leading administrators to ensure safety, transparency, and efficiency.

Allan Gray Ninety One Momentum Glacier Prescient PPS

Secure Your Future Today

Book a no-obligation consultation to discuss your investment, retirement, or estate planning needs.

Schedule a Consultation