About Johan Coetzee
Independent, fiduciary-first wealth management for entrepreneurs, executives, and multi-generational families.
Sixteen Years of Disciplined, Transparent Advice.
I am a CERTIFIED FINANCIAL PLANNER® (CFP®) and Investment Consultant based in Cape Town, working as an authorised representative of Fairtree Private Client (Pty) Ltd (FSP License No. 12179).
Over the past 16+ years I've worked across financial advisory, tax planning, compliance, and client-facing investment analysis — building portfolios that combine South African opportunities with carefully selected offshore strategies.
My clients are predominantly South African: business owners building a legacy, executives managing complex remuneration and tax positions, and families who need a coordinated plan across investments, retirement, risk, and estate.
16+
Years Experience
CFP®
Certified Professional
FSP
License 12179
How I Work
Goals Before Products
Every recommendation starts with your goals, timeline, and risk tolerance — not a product target.
Plain-Language Reporting
You should always understand what you own, why you own it, and what it costs.
Regular Reviews
Markets, tax law, and your life change. Your plan is reviewed and adjusted, not set-and-forgotten.
Fiduciary Duty
As an authorised FSP representative, advice is governed by the FAIS Act — full fee and conflict disclosure, always.
Qualifications & Regulatory Standing
- CERTIFIED FINANCIAL PLANNER® (CFP®) professional designation, awarded by the Financial Planning Institute of Southern Africa (FPI)
- Postgraduate Diploma in Financial Planning (PGDipFP)
- Authorised representative of Fairtree Private Client (Pty) Ltd — FSP License No. 12179, regulated by the Financial Sector Conduct Authority (FSCA)
- 16+ years' experience in investment advisory, retirement planning, and tax-efficient structuring
Let's Talk About Your Plan
Book a no-obligation consultation and get clarity on where you stand today.
Schedule a Consultation